Commercial Appraisal Reviews That Safeguard Your Decisions, Protect Your Interests, And Elevate Industry Standards.
At Monterey Cypress Appraisal, we deliver independent, compliance-driven Appraisal Reviews that do more than check boxes—they protect your organization from risk and raise the bar for appraisal quality. Our mission is twofold: to ensure every Appraisal Report we review meets the strict requirements of federal banking regulations, and to help appraisers reflect the highest standards of our profession.
Value We Provide

Avoid
Compliance Issues
Ensuring Appraisal Reports meet Laws, Regulations, and Guidelines including compliance with the USPAP

Make Confident
Lending Decisions
Impartial, objective and independent Appraisal Report Reviews.

Protect Your Business
& Reputation
Avoid regulatory penalties and financial risk.

Gain
Expert Insights
Access best practices from top appraisers
Our Mission and Review Philosophy
Monterey Cypress Appraisal was founded to support our clients through ethical, independent, and well-informed real estate valuation analysis. We believe that knowledge is power—and that credible, meaningful analysis empowers our clients to make sound, well-informed decisions.
To this end, our Appraisal Reviews are conducted with independence, objectivity, impartiality, and professionalism. Clients can be confident that each Review Report is developed with care and diligence, resulting in credible and defensible assignment conclusions.
Regulatory Compliance and Review Integrity
Our appraisal review process is designed to ensure that all submitted Appraisal Reports fully comply with applicable laws, regulations, and guidance issued by the federal bank regulatory agencies. These include the Interagency Appraisal and Evaluation Guidelines, which emphasize strict adherence to the Uniform Standards of Professional Appraisal Practice (USPAP).
Clear Communication and Constructive Feedback
A cornerstone of our review philosophy is open, professional communication among all parties involved. When compliance concerns are identified, our Review Reports clearly and concisely explain the issues, along with recommended solutions. Our goal is not only to identify deficiencies but also to provide constructive feedback that helps reduce similar issues in future Appraisal Reports.
A Collaborative Approach to Quality
We view the relationship between reviewer and appraiser as a collaborative professional partnership. Our shared objective is to support our clients with Appraisal Reports that serve as a sound foundation for lending decisions while also minimizing regulatory risk.
Beyond compliance, our appraisal reviews offer valuable insight into best practices observed across the hundreds of Appraisal Reports we evaluate annually. We share these insights with our clients and their appraisal panels to promote continuous improvement. This benchmarking process enables appraisers and reviewers alike to elevate their work by aligning with the highest standards observed in the industry.
